Field Sales officer/Relationship Executive or Manager/Branch Credit Manager /Branch Manager for Home loan company

Requirement for  Sales officer/RE/RM/BCM/BM  in new upcoming Home loan company.

Locations available- Delhi, Noida, Jaipur, Sikar, Mathura, Hapur, Meerut

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Many more locations upcoming.

Role                 :           Relationship Manager / Relationship Executive / Sales Officer

Department   :           Sales – Home Loan / LAP

Qualification :           12th / Graduate / Post Graduate / MBA – Sales or Marketing

Experience      :           1-5 Years

Age                  :           18 – 25 years

Reporting to :           Branch Head / Sales Manager
CTC                  :           2 to 3.6 L/ PA + Conveyance, Incentive, with Insurance.

Job description

·         Generate leads and execute them with defined targets.

·         Initiate in meeting customers &conducting meetings.

·         Sourcing of business to complete the business target

·         Coordinate for sanctions/disbursements.

·         Develop ongoing client relationship

·         Coordinate &Maintain healthy relationship with fellow colleagues.

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Role                 :           Branch Credit Manager

Department   :           Credit

Qualification :           Graduate / Post Graduate / MBA, CWA, CA Inter

Experience      :           2-5 Years

Age                  :           about 23 years

Reporting to :           ACM / RCM
CTC                  :           4.5 – 7 l/pa, conveyance, bonus insurance

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Job description

·         Assessing credit eligibility of customer & recommend the case to higher authority.

·         Manage & coordinate entire credit application process right from login to disbursement.

·         Ensure 100% adherence of process.

·         Adhere TAT to manage and process of home loan&LAP files.

·         Ensure maintain 100% quality of portfolio.

·         Maintain & handle credit and operational matters.

·         Taking care of audit queries and maintaining good audit score. 

·         Preparing MIS, Collection reports on daily basis and Weekly review reports.

·         Policy deviation tracking& update to management.

·         Responsible for handling end to end file processing.

·         Responsible to adhere & maintain branch compliances.

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Desired Skilled

·         Analytical and experience in credit

·         Strong interpersonal skills

·         Excellent communication skills

·         Strong in MS Office

Role                 :           Branch Head

Department   :           Sales – Home Loan / LAP

Qualification :           Graduate / Post Graduate / MBA – Sales or Marketing

Experience      :           4-6 Years

Age                  :           25-32 years

Reporting to :           ASM / RSM
CTC                  :           5 to 7.5 l/pa

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Job Description:

·         Would be responsible to achieve the sales target assigned.

·         Handling the Team of Relationship Manager / Relationship Executives / Sales Officer.

·         New Client Acquisition & Business generation of Home loan / LAP.

·         Responsible to attain individual & Team targets.

·         Responsible for sourcing, servicing, and disbursing the business

·         Ensure team’s & individual productivity to achieve 100% business target.

·         Imparting product training to existing and newly hired.

·         Keeps team motivation & with high spirit.

·         Coordination with other departments like Credit, Operations & legal for processing of loans till final disbursement and ensure smooth client servicing.

·         Responsible for overdue collections and generate revenue.

·         Responsible forachieving branch level yield, profitability and productivity.

·         Responsible to boost cross sales.

·         Responsible to adhere & maintain branch compliances.

Required Skills

·         Pertinent experience in Sales of housing loan, LAP, Mortgage loan, Business Loans, etc.

·         Very good team motivator & team player.

·         Good client servicing skills

·         Good financial analytical skills, and communication skills.

·         Must know MS office i.e. MS word, MS excel, PPT etc.

·         Well versed with digital work flow of home loan product life cycle.

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